Good afternoon, Amar

You have 430.1K points across 5 programs. Here's how to use them.

Expiring

Use your expiring AA miles

45,200 miles expire Jun 2026

See AA sweet spots

Amex → Virgin Atlantic 30% bonus

Ends Jan 31 • Your 156K MR = 202K Virgin

View bonus routes

ANA First Class opened for spring

Rare first class to Tokyo • Book with Virgin miles

Check dates
Vacation opportunities
Maximize your points + PTO around upcoming holidays
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Tokyo
Tokyo
NRT
MLK Weekend Jan 17-20, 2026
1 PTO day 4 days total 45°F, Clear
You can book this
70K
Business • United

Recommended booking

United MileagePlus
ORD → NRT direct • 13h 15m
70K
You have 127.5K
Other options
ANA via Amex MR transfer 85K • Business

Why this trip

Cherry blossom prep season
January in Tokyo offers mild weather, fewer tourists, and incredible winter illuminations. Perfect for exploring temples and trying seasonal cuisine.
Paris
Paris
CDG
Presidents' Day Feb 14-17, 2026
1 PTO day 4 days total 48°F, Cloudy
You can book this
62K
Business • Air France

Recommended booking

Air France via Amex MR
ORD → CDG direct • 8h 45m
62K
You have 156K MR

Why this trip

Valentine's in Paris
February brings romantic ambiance with fewer crowds. Enjoy cozy bistros, world-class museums, and Fashion Week energy.
Maldives
Maldives
MLE
Spring Break Mar 21-28, 2026
5 PTO days 8 days total 86°F, Sunny
You can book this
136K
Business • Emirates

Recommended booking

Emirates via Amex MR
ORD → DXB → MLE • 18h 30m
136K
You have 156K MR

Why this trip

Peak diving season
March offers the best visibility for snorkeling and diving, with manta ray season in full swing.

2026 Holiday Calendar

View all
MLK Day
Jan 17-20
1 PTO → 4 days
Presidents' Day
Feb 14-17
1 PTO → 4 days
Memorial Day
May 23-26
No PTO → 4 days
July 4th
Jul 3-6
1 PTO → 4 days
Recommended cards for you
Based on your travel goals and current points
Compare all
Best Match
Chase Sapphire Preferred®
Chase
75,000 bonus points
after $4,000 spend in 3 months
Why this card for you

Transfer to United 1:1 for your Tokyo trip. 75K bonus = round-trip business class to Japan.

Annual Fee $95
Transfer Partners United, Hyatt, BA +11
Earning Rate 3x dining, 2x travel
View rates & fees
American Express® Gold Card
American Express
60,000 bonus points
after $6,000 spend in 6 months
Why this card for you

Stack with your Amex Plat for 4x on dining. Transfer to ANA for premium Japan awards.

Annual Fee $250
Transfer Partners ANA, Virgin, Delta +16
Earning Rate 4x dining, 4x groceries
View rates & fees
Your Airline
United Quest℠ Card
Chase / United
70,000 bonus miles
after $4,000 spend in 3 months
Why this card for you

You fly United from ORD. Get 2 free checked bags + 70K miles for a domestic round-trip.

Annual Fee $250
Top Perk 2 free checked bags
Earning Rate 3x United, 2x dining
View rates & fees

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Your Miles & Points

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Combined Portfolio: You + Sarah

Together you have 631.1K miles worth approximately $9,467

Total Portfolio Value
430.1K
≈ $6,451 estimated value (1.5¢/pt)
Transferable Points
245K
Chase UR + Amex MR
Airline Miles
185.1K
UA + AA + DL

Connected Accounts

United MileagePlus You
UA
127.5K
American AAdvantage You
AA
45.2K
Expires Jun 2026
Chase Ultimate Rewards You
Transferable • UR
89K
Amex Membership Rewards You
Transferable • MR
156K
Delta SkyMiles You
DL
12.4K
Hyatt World of Hyatt
Hotel Program
Active Transfer Bonuses
Limited-time opportunities to maximize your points
Amex MR → Virgin Atlantic
30% bonus • Ends Jan 31, 2026
156K → 202.8K
+46.8K bonus miles
Chase UR → Hyatt
1:1 transfer (no bonus active)
89K → 89K
Standard rate

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